City of Napa housing division revamps rental housing rehabilitation loan program

By Edward Booth, Napa Valley Register, August 30, 2021

“[L]oan maximums have been increased by tens of thousands of dollars, in most cases, per unit. (The maximum loan allowed for a single-family rental unit, for example, is now $75,000, up from $45,000.)

“The city’s housing rehabilitation program provides no-interest grants and loans for home repairs. It serves low-income residents and families at or below 80 percent of the area median income and the landlords that rent to them. (Napa’s area median income is currently $109,200, according to the California Department of Housing and Community Development.)

“Landlords who borrow from the program are required to enter into an agreement with the city that ensures the rehabilitated units remain affordable and are leased to low-income households for either 10 or 20 years […]

“The updated guidelines note … that going with the 10-year option may trigger the requirement to pay prevailing wages under state law, which can increase project costs … 

“Along the same lines of improving affordable housing, the housing division is also now offering Tenant Accessibility ADA Grants of up to $5,000 to make rental units accessible for a person with disabilities.

“Both programs are funded by the United States Department of Housing and Urban Development’s Community Development Block Grant (CDBG) program.”

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